Get Instant Crypto Loans

Use the TOP 20 coins as collateral for crypto loans with the highest loan to value ratio (90%). Get loans in EUR, USD, CHF and GBP and withdraw instantly to credit card and personal banks.

How Crypto Backed Loans Work

Transfer crypto to your YouHodler wallet

YouHodler accepts the TOP 18 cryptocurrencies as collateral. No fees for crypto deposits or withdrawals.

2Get a crypto loan and withdraw funds

Your loan approval take seconds. No need to find a lender like in peer-to-peer (p2p) platforms. You instantly receive cash in EUR, USD, CHF, or stablecoins.

YouHodler works like a pawnshop. There is a temporary sale of cryptocurrency, where YOU are the seller and YouHodler is the buyer. Following a predefined period of time, you repurchase the cryptocurrency from YouHodler.

Our cash withdrawal options:

Bank wire withdrawal via SEPA and SWIFT. Available worldwide.

Credit card withdrawal to your MasterCard or VISA. List of available countries is here.

Crypto withdrawal: buy any crypto or stablecoins using our integrated crypto exchange.

3Get your crypto collateral back anytime

You can repay your loan using a credit card, stablecoins or bank account and get your crypto back.

4Manage your loan

Use our list of advanced features to manage your loan conditions and react to the market’s movements:

Last week, I took out a loan without meeting anyone, signing anything, or even interacting with a human being.

I also invested in a variety of assets that earn interest of up to 5.9 percent a year. I did it all on my own, from my computer. All I needed was some cryptocurrency and a knowledge of how these systems work.

The amounts were tiny: The loan was $30, and I had $95 worth of crypto earning interest. But I could've easily done the same with much larger amounts, at those exact same terms.

To do all this, I was using freely available DeFi, or decentralized finance, services based on the Ethereum blockchain. DeFi is one of the key usages of Ethereum, which, besides being a cryptocurrency, is also a decentralized app platform where most of the currently available DeFi apps reside.